Mortgage Document Prep

Mortgage Document Prep
Having fulfilled in excess of 800,000 residential mortgage loan packages since our inception in 1997, more than 250 financial institutions, federal and state chartered banks, mortgage bankers, brokers and credit unions rely on our expertise for quick, accurate, and compliant residential mortgage closing documents throughout all 50 United States and the District of Columbia.

Loan Fulfillment Services

Loan Fulfillment Services
Rely on our online loan fulfillment services so you can focus on growing your own business instead of detailed and expensive back office operations. We take care of clearing all pre-closing, closing and funding conditions, preparing loan documents to client’s specifications, HUD-1 review and approval, ordering the wire, funding, monitoring trailing documents, clearing stipulations and deficiencies, and shipping and stacking the closed loan package.

Mortgage Law Compliance

Mortgage Law Compliance
With over 200 years of combined legal experience, our attorneys formerly served as executives at large mortgage companies, former general counsel to large lending institutions, judicial clerks, and have even aided in the drafting of instrumental legislation affecting mortgage law. Our attorneys are leaders in the field of mortgage law and regularly teach mortgage professionals about changes affecting the mortgage industry.

Recently Published News Articles

Loan Officer Overtime Pay Requirements Decided by U.S. Supreme Court

Published on Thursday, March 12, 2015 in Client and Friends Memo

In an opinion issued March 9, 2015, in Perez v. Mortgage Bankers Ass'n, 2015 WL 998535 (U.S. Mar 09, 2015), click here, the United States Supreme Court provided an answer to the ongoing dispute between the mortgage banking industry and the U.S. Labor Department (DOL) regarding the status of mortgage loan officers under federal labor law for minimum wage and overtime compensation requirements.

Texas Home Equity Lending – 2015 Update

Published on Tuesday, March 10, 2015 in Client and Friends Memo, Texas Home Equity

This memorandum will provide an overview of home equity lending embodied in Article XVI, Section 50, of the Texas Constitution and will also discuss some of the issues lenders face. The full text of Section 50, current to date, is attached to this memorandum (for ease of reference, the home equity and HELOC provisions are highlighted in bold typeface). All references to “sections,” “subsections,” and “parts” in this memorandum refer to the various provisions of Section 50, unless otherwise stated.

Rural Housing Service Issues Qualified Mortgage Proposed Rule

Published on Thursday, March 05, 2015 in Client and Friends Memo

In the March 5, 2015, issue of the Federal Register (80 FR 11950, click here) the Rural Housing Service (RHS) issued a proposed rule to amend its Single Family Housing Guaranteed Loan Program regulations in 7 CFR Part 3555 to provide that a loan guaranteed by RHS is a Qualified Mortgage if it meets certain requirements set forth in 12 CFR 1026.43(e) of Regulation Z. The proposed rule amends §3555.10 by adding a “Qualified mortgage” definition and by adding new §3555.109 providing for an RHS qualified mortgage, as set forth below:

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