Mortgage Document Prep

Mortgage Document Prep
Having fulfilled in excess of 800,000 residential mortgage loan packages since our inception in 1997, more than 250 financial institutions, federal and state chartered banks, mortgage bankers, brokers and credit unions rely on our expertise for quick, accurate, and compliant residential mortgage closing documents throughout all 50 United States and the District of Columbia.

Loan Fulfillment Services

Loan Fulfillment Services
Rely on our online loan fulfillment services so you can focus on growing your own business instead of detailed and expensive back office operations. We take care of clearing all pre-closing, closing and funding conditions, preparing loan documents to client’s specifications, HUD-1 review and approval, ordering the wire, funding, monitoring trailing documents, clearing stipulations and deficiencies, and shipping and stacking the closed loan package.

Mortgage Law Compliance

Mortgage Law Compliance
With over 200 years of combined legal experience, our attorneys formerly served as executives at large mortgage companies, former general counsel to large lending institutions, judicial clerks, and have even aided in the drafting of instrumental legislation affecting mortgage law. Our attorneys are leaders in the field of mortgage law and regularly teach mortgage professionals about changes affecting the mortgage industry.

Recently Published News Articles

Regulation Z HOEPA and Qualified Mortgage Annual Threshold Adjustments

Published on Tuesday, June 28, 2016 in Client and Friends Memo

In the June 27, 2016, issue of the Federal Register (81 FR 41418), click here, the Consumer Financial Protection Bureau established the following 2017 thresholds for high-cost and qualified mortgages under §§1026.32 and 1026.43, respectively.

U.S. Supreme Court Decision in Spokeo, Inc. v. Robins Addresses Constitutional Standing Requirements For Statutory Private Right of Actions For Violations of Federal Consumer Protection Law

Published on Wednesday, June 15, 2016 in Client and Friends Memo

In the case of Spokeo, Inc. v. Robins, 136 S.Ct. 1540 (May, 2016), (click here), the Supreme Court of the United States vacated a decision by the United States Ninth Circuit Court of Appeals and sent the case back to the Ninth Circuit for reconsideration. The issue was whether Robins had “standing” under Article III of the Constitution to file a private lawsuit for violations of the Fair Credit Reporting Act (the “FCRA”). If a plaintiff does not have standing, a federal court does not have jurisdiction to hear the case and must dismiss the lawsuit.  The Court held that the Ninth Circuit had failed to fully analyze every element that must be met in order for a plaintiff to have Article III standing

Texas Supreme Court Issues Opinions on Invalidity of, and Availability of Forfeiture Actions for, Noncompliant Texas 50(a)(6) Home Equity Liens (Tex. Const. art. XVI, §50(a)(6))

Published on Friday, June 10, 2016 in Client and Friends Memo, Texas Home Equity

On May 20, 2016, the Texas Supreme Court issued opinions in two noteworthy cases concerning home equity lending in Texas.  The Wood case concerns whether a statute of limitations applies to actions to quiet title for constitutionally noncompliant 50(a)(6) home equity liens, and the Garofolo case concerns in what manner and under what circumstances a forfeiture action can be brought for a lender’s failure to perform its requirements under 50(a)(6). 


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