Mortgage Document Prep

Mortgage Document Prep
Having fulfilled in excess of 800,000 residential mortgage loan packages since our inception in 1997, more than 250 financial institutions, federal and state chartered banks, mortgage bankers, brokers and credit unions rely on our expertise for quick, accurate, and compliant residential mortgage closing documents throughout all 50 United States and the District of Columbia.

Loan Fulfillment Services

Loan Fulfillment Services
Rely on our online loan fulfillment services so you can focus on growing your own business instead of detailed and expensive back office operations. We take care of clearing all pre-closing, closing and funding conditions, preparing loan documents to client’s specifications, HUD-1 review and approval, ordering the wire, funding, monitoring trailing documents, clearing stipulations and deficiencies, and shipping and stacking the closed loan package.

Mortgage Law Compliance

Mortgage Law Compliance
With over 200 years of combined legal experience, our attorneys formerly served as executives at large mortgage companies, former general counsel to large lending institutions, judicial clerks, and have even aided in the drafting of instrumental legislation affecting mortgage law. Our attorneys are leaders in the field of mortgage law and regularly teach mortgage professionals about changes affecting the mortgage industry.

Recently Published News Articles

CFPB Releases updates to TRID Small Entity Compliance Guide and Guide to Loan Estimate and Closing Disclosure Forms

Published on Monday, October 24, 2016 in Client and Friends Memo

On October 12, 2016, the Consumer Financial Protection Bureau (“CFPB”) provided updated versions of the Know Before You Owe mortgage disclosure rule Small Entity Compliance Guide (“SECG”) and the Guide to Loan Estimate and Closing Disclosure Forms (“GTF”).  The updates represent the fourth revisions to the Guides, which were originally published in April, 2014.  According to the CFPB, the updated Guides incorporate guidance from existing webinars to add clarity on various topics.  The updated Guides do not reflect the proposed amendments published by the CFPB on July 29, 2016, for which the public comment period expired on October 18th.  Below are some of the highlights contained in the updated Guides:

CFPB Approves Revised Fannie Mae/Freddie Mac URLA and Collection of Expanded HMDA Ethnicity and Race Information in 2017

Published on Thursday, October 06, 2016 in Client and Friends Memo

In the September 29, 2016 Federal Register (click here) the CFPB published a notice of official approval (CFPB Notice) approving the revised and updated Uniform Residential Loan Application (URLA) issued by Fannie Mae and Freddie Mac on August 23, 2016, and permitting the collection of expanded Home Mortgage Disclosure Act information about ethnicity and race voluntarily submitted in 2017.

Department of the Treasury Introduces Regulations Defining Terms Describing Marital Status Under the Internal Revenue Code

Published on Thursday, September 08, 2016 in Client and Friends Memo

In the September 2, 2016 issue of the Federal Register (81 FR 60609) (click here), the United States Department of the Treasury (“Department”) announced the implementation of final regulations, effective September 2, 2016, defining terms in the Internal Revenue Code that describe the marital status of taxpayers for federal tax purposes. These regulations reflect the United States Supreme Court’s holdings in Obergefell v. Hodges, 135 S. Ct. 2584 (2015) (click here) and United States v. Windsor, 133 S. Ct. 2675 (2013) (click here) as well as the Department’s Revenue Ruling 2013-17 (click here). The language of these definitions is gender neutral and designed to apply equally to same-sex and opposite-sex couples. The Department’s objective was to clarify, for federal tax purposes, the federal law espoused in Obergefell and Windsor.


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