Mortgage Document Prep

Mortgage Document Prep
Having fulfilled in excess of 800,000 residential mortgage loan packages since our inception in 1997, more than 250 financial institutions, federal and state chartered banks, mortgage bankers, brokers and credit unions rely on our expertise for quick, accurate, and compliant residential mortgage closing documents throughout all 50 United States and the District of Columbia.

Loan Fulfillment Services

Loan Fulfillment Services
Rely on our online loan fulfillment services so you can focus on growing your own business instead of detailed and expensive back office operations. We take care of clearing all pre-closing, closing and funding conditions, preparing loan documents to client’s specifications, HUD-1 review and approval, ordering the wire, funding, monitoring trailing documents, clearing stipulations and deficiencies, and shipping and stacking the closed loan package.

Mortgage Law Compliance

Mortgage Law Compliance
With over 200 years of combined legal experience, our attorneys formerly served as executives at large mortgage companies, former general counsel to large lending institutions, judicial clerks, and have even aided in the drafting of instrumental legislation affecting mortgage law. Our attorneys are leaders in the field of mortgage law and regularly teach mortgage professionals about changes affecting the mortgage industry.

Recently Published News Articles

VA Circular 26-15-6, Itemization of Credits/Charges on the HUD-1

Published on Thursday, May 14, 2015 in Client and Friends Memo

The Department of Veterans Affairs recently issued VA Circular 26-15-6, click here, regarding itemization of certain charges and credits disclosed on the HUD-1. In addition to the clarifications and requirements in the body of VA Circular 26-15-6, it also contains four examples attached as Exhibit A, Exhibit B, Exhibit C, and Exhibit D, respectively – to view or print an Exhibit, click on the appropriate Exhibit hyperlink above. VA Circular 26-15-6 is effective for all loans closed on or after May 1, 2015.   

CFPB Bulletin 2015-02: Discriminatory Lending Concerning Income Received Under Section 8 Housing Choice Voucher Homeownership Program

Published on Wednesday, May 13, 2015 in Client and Friends Memo, Texas Home Equity

On May 11, 2015, the CFPB issued Bulletin 2015-02 (click here) to advise lenders regarding illegal discrimination against applicants that use income from the Section 8 Housing Choice Voucher Homeownership Program (“Section 8 HCV Program”), which was created to assist low-income, first-time homebuyers in purchasing homes.

CFPB Issues Revised Interpretive Rule For Homeownership Counseling Organizations Lists and High-Cost Mortgage Counseling

Published on Tuesday, April 21, 2015 in Client and Friends Memo, Texas Home Equity

In the April 21, 2015, Federal Register (80 FR 22091, click here) the Consumer Financial Protection Bureau (CFPB) reissued its 2013 interpretive rule regarding the provision of lists of HUD-approved housing counseling agencies to mortgage loan applicants. The revised interpretive rule substantively restates the guidance in the 2013 interpretive rule and adds further guidance to address additional questions that have been raised since the issuance of the 2013 interpretative rule. The 2013 interpretive rule and its companion Bulletin 2013-13 were the subject of our November 19, 2013 memorandum. We recommend that you read the CFPB’s revised interpretative rule in conjunction with our November 19, 2013 memorandum, click here.

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